Calculators
Net operating income is the number nearly every other commercial metric is built on top of — get it right first, and cap rate, DSCR, and cash-on-cash all follow.
$78,750
Net operating income (NOI)
$125,000
Gross potential income
$6,250
Vacancy loss
$118,750
Effective gross income
These calculators provide estimates for educational purposes only — they are not an appraisal, a loan quote, or tax advice. Real underwriting, valuation, and 1031 exchange outcomes depend on your specific deal, lender, and a qualified intermediary/CPA — treat these as a starting point for a conversation, not a final number.
Want a real read on a specific deal? Talk to me directly.
Frequently Asked
Because NOI is meant to measure the property's own performance, independent of how any particular buyer chooses to finance it — it's the foundation cap rate, DSCR, and cash-on-cash all build on.
Property tax, insurance, maintenance, utilities (if owner-paid), management fees, and reserves — capital expenditures and debt service are handled separately, not folded into NOI.