Stock photo — run the numbersPhoto: Matanya / CC BY-SA 3.0Residential Mortgage & Real Estate
Stock photo — run the numbersPhoto: Matanya / CC BY-SA 3.0Residential Mortgage & Real Estate
I'd rather you understand the math than just trust a sales pitch. These are the same calculations Unitas Lending and I actually use — play with the numbers, see how the pieces fit together, and come to a conversation already knowing what questions to ask.
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Mortgage Payment Calculator
Estimate your monthly payment, including taxes, insurance, and HOA.
Open calculator →Amortization Calculator
See how each payment splits between principal and interest over time.
Open calculator →Mortgage Payoff Calculator
See how extra monthly payments shorten your loan and cut total interest.
Open calculator →House Affordability Calculator
Estimate the home price your income, debts, and down payment support.
Open calculator →Down Payment Calculator
See how your down payment size changes your loan amount and PMI.
Open calculator →Debt-to-Income Ratio Calculator
Check your front-end and back-end DTI against typical lender bands.
Open calculator →Rent Calculator
Estimate what rent fits comfortably within your budget.
Open calculator →Rent vs. Buy Calculator
Compare the real cost of renting against buying over time.
Open calculator →Refinance Calculator
See whether refinancing your current loan is worth the closing costs.
Open calculator →FHA Loan Calculator
Estimate payments and mortgage insurance on an FHA loan.
Open calculator →VA Mortgage Calculator
Estimate payments on a VA loan, including the funding fee.
Open calculator →Home Equity Loan Calculator
Estimate payments on a lump-sum home equity loan.
Open calculator →HELOC Calculator
Estimate payments on a home equity line of credit.
Open calculator →APR Calculator
See the real annual cost of a loan once fees are factored in.
Open calculator →Rental Property Calculator
Estimate cash flow and return on an investment property.
Open calculator →Real Estate Net Proceeds Calculator
Estimate what you'd walk away with after selling, net of costs.
Open calculator →